Clientele Ltd And Emerald Life (Pty) Ltd Case Number LM135Dec24 Case type Large Merger Subcategories Procedural matter Type of merger Horizontal Case status Reasons Issued Outcome Approved Order date 27-02-2025 Competition Tribunal Members Andiswa Ndoni, Geoff Budlender, Mondo Blessing Mazwai Industry 651 Insurance Relevant market Broad market for Life insurance and narrow market for funeral cover in South Africa Sector Financial and insurance activities Case File Other Pdf Case File 2 Reasons Pdf Case File 4 Other Pdf Case File 5 Other Pdf Case File 6 Other Pdf Remedy Sections of the act Case Name Clientele And Emerald Life Appellant Applicant Competition Commission Complainant Interested Party Intervener Other Primary Acquiring Firm Clientele Ltd Primary Target Firm Emerald Life (Pty) Ltd Respondent Secondary Acquiring Firm Secondary Target Firm Trade Union CAC Case Number